Access to healthcare is a crucial issue for all United States residents, especially for immigrants as many face barriers to obtaining health insurance. However, there are various options available for immigrants who need to obtain healthcare coverage in Florida.
Employer-sponsored health insurance
Immigrants who are authorized to work in the United States can work for a company that offers health insurance benefits. Employers who offer health insurance typically pay a portion of the premium while the employee is responsible for the remainder.
Medicaid
Medicaid is a government program that provides health coverage to individuals with low income. Immigrants who are lawfully present in the United States may be eligible for Medicaid, depending on their income level. In some states, undocumented immigration may not exclude you from being eligible for Medicaid for all-important emergency medical care.
Affordable Care Act (ACA) Marketplace
The ACA Marketplace is a health insurance exchange where individuals in need of coverage can shop for health insurance plans. Immigrants who are lawfully present in the United States can purchase health insurance through the ACA Marketplace, and depending on their income level, they may also be eligible for subsidies that can help reduce the cost of health insurance premiums.
Children’s Health Insurance Program (CHIP)
CHIP is a government program that provides health coverage to children from low-income families. Immigrant children who are lawfully present in the United States can look into CHIP as they may be eligible for this program.
Community health centers
Community health centers provide healthcare services to underserved communities, including immigrants. These centers offer primary care, dental care, mental health services and other healthcare services. Immigrants who are uninsured or underinsured can receive care at community health centers, regardless of their immigration status.
There are various options available for immigrants to obtain health coverage in the United States. Those who aren’t sure where to get started may find answers at a local community center or medical clinic.
